TERMS & CONDITIONS

Please read the following conditions carefully before continuing. Persons who log on to this site signify their agreement to the following terms and conditions. All references to ‘the website’ are to this, the Cairns & Associates (CA) website.

Copyright and trademark rights
The entire content and layout of this website is copyright protected. All rights are owned by CA where expressly stated.

The content on the website is freely accessible for browsing purposes only. Duplication of this material, or any part or parts thereof, in any form, whether written, aural or electronic is permitted only with the specific written consent of CA. Reproduction, transfer, amendment, linking or use of the website or any of its contents for public or commercial purposes is prohibited without the prior written consent of CA. Any names and/or logos that appear on the website are likely to be registered and protected trademarks. No license or right to utilize a picture, registered mark or logo is to be deemed to be granted by its appearance on the website. Downloading or copying the website or any part or parts thereof, confers no rights whatsoever in respect of the software or elements of the website. CA reserves all rights in respect of all elements of the website with the exception of rights belonging to third parties.

No warranty
Although all possible care and attention has been taken to ensure the reliability of the information contained on the website at the time of its publication, neither CA nor any of its partners or associates can give any explicit or implicit assurance or warranty to any party or persons in respect of the accuracy, reliability or completeness of the information on the website. Opinions and other information contained on the website may be changed at any time without prior notice. CA accepts no responsibility and gives no guarantee to the effect that the functions on the website will not be interrupted or that the website or the relevant server is or are free from viruses or other harmful contents.

Limitation of liability
CA accepts no liability (including liability for negligence) for direct, indirect or other damage suffered as a result of access to the website or parts thereof or the use of the website or as a consequence of impossibility of access to or use of the website or links to other websites.

Links to other websites
The website may contain links to websites operated by third parties. On activating these links you might leave the website or, alternatively, summaries of third-party websites may be displayed within the website. CA has not carried out any checks of any kind on such third party websites that might be accessible through links on the website and is not responsible in any way for their content or operation. This disclaimer applies regardless of whether when activating the link you leave the website or the display appears within the website. Establishing the link or consulting websites operated by third parties is at the sole risk and liability of the user.